From the beginning of 2027, a new type of contribution will operate in the country, plus the requirements for an existing product will be updated. Details are provided by the Prime agency with reference to financier Denis Astafiev.
The expert recalled the new housing contribution, which aims to accumulate funds for the purpose of acquiring real estate, but with increased state protection. We are talking about 10 million rubles instead of the standard 1.4 million rubles. Astafyev called the deposit not a separate savings product, but a bundle of savings and an upcoming mortgage. That is, the bank will consider the client's application on preferential terms, when a person will accumulate a minimum for the initial payment.
A special contribution will be launched for Russians with low incomes and social support. We are talking about large families on a single allowance, participants in social contracts and pensioners living on social security. The account will have a limit of up to 50 thousand rubles with the possibility of placement for one year and an extension option while the depositor retains the status of a beneficiary.
EADaily also recalls the decision of the Central Bank of Russia to extend for six months (until March 9, 2027) restrictions on the withdrawal of foreign currency cash. If the deposit was opened before March 9, 2022, the limit remains in the amount of the remaining money at 00:00 Moscow time — no more than 10 thousand dollars or the equivalent in euros.
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